MANILA, Philippines — Security Bank is accelerating its push into the future of Philippine banking, combining faster digital services with major investments in renewable energy and infrastructure—a strategy that is now earning recognition on the regional stage.
The bank and its investment banking arm, Security Bank Capital Investment Corp., recently collected three honors at the Asian Banking & Finance Awards 2026, highlighting their growing presence in mobile banking, corporate digital transformation and large-scale project finance. The awards included Mobile Banking & Payment Initiative of the Year – Philippines, Domestic Digital Transformation Bank of the Year, and Syndicated Loan of the Year – Philippines.
But behind the trophies are numbers that show how aggressively the bank is expanding its technology and sustainable-finance footprint.
More Filipinos Are Opening Bank Accounts Without Walking Into a Branch
Security Bank said more than 23,000 new-to-bank customers have opened accounts digitally through its electronic know-your-customer, or e-KYC, capabilities, which use biometric verification and instant identity validation.
The shift reflects a broader race among Philippine banks to make onboarding faster and reduce the need for traditional branch visits. Security Bank has positioned its mobile platform as a key part of its customer-experience strategy, a direction that has also earned it separate recognition in 2026 for mobile banking and payment technology.
For businesses, the bank is also pushing deeper into automation. Its QRPay via API platform allows companies to integrate payment generation, processing and reporting into their internal systems. From 2024 to 2025, transaction counts on the platform jumped 284%, while transaction value rose 187%, according to the bank.
The message is becoming increasingly clear: Security Bank is not simply digitizing existing banking services—it is trying to embed banking technology more directly into how consumers and companies operate.
The ₱150-Billion Green Finance Deal Raising the Stakes
Security Bank’s digital ambitions are being matched by its growing involvement in financing the Philippines’ energy transition.
The group was recognized for its role in the ₱150-billion financing facility for Terra Solar Philippines Inc., supporting the development of the MTerra Solar project, an integrated solar photovoltaic and battery energy storage development in Central Luzon that has been described as poised to become the world’s largest integrated solar-and-battery facility.
The deal is particularly significant because it represents the largest project financing transaction in Philippine history, according to Security Bank. The loan facility has a 15-year tenor and involves a consortium of six Philippine banks, including Security Bank. Public disclosures show that the transaction was arranged as a syndicated facility, underscoring the scale and complexity of financing required for one of the country’s biggest renewable-energy projects.
The project illustrates a major shift in Philippine banking: lenders are increasingly becoming central players in financing the infrastructure needed for cleaner energy, stronger power security and long-term economic growth.
Security Bank’s Green Finance Momentum Is Getting Bigger
The Terra Solar deal is part of a broader sustainability push that has gained momentum in recent years.
Security Bank reported that it had disbursed ₱99.4 billion in sustainable finance loans as of October 2025, surpassing its full-year target ahead of schedule. More recent figures in the bank’s 2025 Integrated Report place total sustainable finance disbursements for the year at ₱107.76 billion, including ₱75.8 billion for green finance and ₱31.9 billion for social development initiatives.
Those investments have supported projects ranging from renewable energy and cleaner transport to green buildings, water infrastructure and employment-generating initiatives.
The bank has also announced a target to reduce the emissions intensity of its own operations by 62% by 2035, while continuing to develop its broader approach to measuring and managing climate-related risks across its financing portfolio.
Why This Matters
Security Bank’s latest awards may be the headline, but the bigger story is what they reveal about where Philippine banking is headed.
Banks are no longer competing only on the number of branches they operate or the loans they issue. The next battle is increasingly being fought through digital convenience, automated business payments and the ability to finance massive infrastructure projects that can reshape the economy.
Security Bank’s strategy brings all three together: bringing more customers online, helping businesses automate financial transactions and mobilizing capital for projects tied to the country’s long-term energy and infrastructure needs.
Whether that momentum translates into a bigger share of the increasingly competitive Philippine banking market remains to be seen.
But with digital transactions climbing, thousands of customers opening accounts online and billions flowing into sustainable projects, Security Bank is making one thing clear: the race for the future of Philippine banking is already underway—and it is getting bigger.
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