Philippines
Zero Balance Billing, No Co-Payment: What Filipino Patients Need to Know Before Checking Into a Hospital
For many Filipino families, one of the biggest fears that comes with hospitalization is not only the illness—but the hospital bill waiting at the end. That is why the government's Zero Balance Billing (ZBB) and No Co-Payment Policy are drawing renewed attention after PhilHealth and St. Luke's Medical Center–Global City signed an agreement to expand no-co-payment access to eligible patients in private hospitals. But there is an important distinction: “zero balance” does not mean every hospital
